Household Product Range

Median – A bedroom-rated policy that offers £55,000 contents sum insured and a buildings sum insured up to £500,000 on a notional basis.  This ensures the product is easy to understand and purchase during a non-advised sale.

Median also pioneered the Elements approach – a single, common policy wording with a panel of underwriters. Aviva and Zurich will provide 2 quotes with just one set of customer details.  Administration, customer service and claims handling are provided by us from our UK Head Office to ensure consistently high service standards.

Essentials – Buildings and contents insurance designed for home owners looking for good, basic home insurance cover at an affordable premium.  Utilising the Elements approach, Essentials is underwritten by Groupama and Aviva, providing a good solution for a tenant or first-time buyer who is setting up a home and doesn’t necessarily have a large property or many valuables to insure.

Ultima – Ultima is aimed at consumers who require a more comprehensive level of protection for their home and its contents.  Typically for properties with more than 4 bedrooms, Ultima includes accidental damage cover for buildings and contents, personal belongings and worldwide cover as standard, along with a range of other cover options.

Lettings – A policy focused on the landlord market, designed to offer comprehensive cover for people letting out properties. Primarily a buildings policy with cover up to £250,000, it also provides a unique and invaluable element of contents cover for the owner’s fixtures and fittings.

Home Emergency Cover

Home Emergency cover offers 24-hour Emergency Assistance for homeowners that gives peace of mind should the customer experience problems for example with their roof, plumbing, power, heating and security systems.

The product will cover costs up to £500 for a call out charge and up to 2 hours labour costs along with parts and materials subject to a maximum of £100.

Product Underwriting Partners